Alba is the first index-linked insurance product of the new " Guaranteed Program".
With Alba can diversify your savings and make an investment linked to the performance of the stock market, with the tranquility of the refund at the end of the invested capital and a guaranteed return under the contract.
Alba is an insurance product of new generation. It allows you to enjoy some
characteristics of a life insurance policy making at the same time, an investment the stock market without the risk that the capital invested at maturity will be affected.
fact Poste Vita is in charge of protection at maturity of 7 years duration of the policy, regardless of the financial markets, capital, and during the course of the contract, total return of at least 13.5% .
Alba is in fact a product that guarantees a certain deadlines predetermined performance which increases during the term of the contract in the following format:
4% pagato nel 2010
4,5% pagato nel 2013
5% pagato nel 2015
I vantaggi non finiscono qui:
Oltre a questi importi fissi di rendimento , garantiti da Poste Vita, Alba potrebbe riconoscere alla scadenza un ulteriore rendimento aggiuntivo, calcolato in base alla variazione dell'indice DJ Eurostoxx 50 a cui il prodotto รจ collegato;
L'indice azionario europeo DJ Eurostoxx 50 misura l'andamento of the 50 shares of large caps (known as blue-chips) Euro area;
At the end shall be paid any additional return 18% of the variation (if positive) 's index over the period of 7 years.
The yield of the final product is therefore given by sum total return guaranteed minimum, which consists of fixed amounts already paid, and any additional return linked to the performance index.
Alba is also a flexible product . You can:
- sign the contract from a minimum investment of € 1,500.00;
- change beneficiaries at any time;
- redeem the products at any time.
The products of the family "Program Guaranteed" are guaranteed 100% by Poste Vita.
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