With Mortgage Subrogation BancoPosta mutual agreement with another bank can be transferred without any cost, as required by article 8 of Law 40/2007 ( pdf download ) concerning the portability of mortgages.
With Mortgage Subrogation BancoPosta you can request an amount equal to the outstanding debt of the original loan.
With Mortgage Subrogation BancoPosta you can request an amount equal to the outstanding debt of the original loan.
Choose solution best suited to your needs:
fixed rate mortgage
The certainty of paying the same installment for the duration of the loan.
rate mortgages
The ability to exploit the opportunities of an installment that varies depending on developments in capital market
rate mortgage Mixed
You can choose to Starting with the variable or fixed rate and review your choice every 2, 5 or 10 years.
Loan at Rata Descending
rate remains constant throughout the the loan, while the payment amount decreases over the course of the repayment plan
ISI Home Mortgage Interest Only
The rate is fixed for the duration of the loan and are expected periods starting with the lowest rate.
Mortgage Rental (constant rate of variable duration)
It allows you to match the choice of a floating rate tranche, as constant as possible, of your choice.
fixed rate mortgage
The certainty of paying the same installment for the duration of the loan.
rate mortgages
The ability to exploit the opportunities of an installment that varies depending on developments in capital market
rate mortgage Mixed
You can choose to Starting with the variable or fixed rate and review your choice every 2, 5 or 10 years.
Loan at Rata Descending
rate remains constant throughout the the loan, while the payment amount decreases over the course of the repayment plan
ISI Home Mortgage Interest Only
The rate is fixed for the duration of the loan and are expected periods starting with the lowest rate.
Mortgage Rental (constant rate of variable duration)
It allows you to match the choice of a floating rate tranche, as constant as possible, of your choice.
| Features | |
| amount may need | Up to 80% of property value, equal to the original outstanding amount of mortgage you want and substitute not less than € 50,000 |
| Spread | 1,50% |
| Durata | da 10 a 30 anni |
| Anzianità precedente mutuo | 12 mesi |
| Spese istruttoria | non applicate |
| Spese perizia | Non corrisposte dal cliente |
| Spese notarili | Non corrisposte dal cliente |
| Policy fire and explosion | not paid by the customer |
| rate tax exempt | |
| tax record | free |
| Stamp duty exempt | |
| taxes or mortgage land | free |
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